:root {
  --navy: #202641;
  --ink: #262b3f;
  --muted: #6f7280;
  --paper: #f7f7f4;
  --white: #fff;
  --gold: #c8a779;
  --teal: #137f73;
  --coral: #c96d56;
  --line: #d9d9d4;
  --serif: Georgia, "Times New Roman", serif;
  --sans: "DM Sans", Arial, sans-serif;
  --display: "Manrope", "DM Sans", Arial, sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 94px; }
body { margin: 0; background: var(--paper); color: var(--ink); font-family: var(--sans); font-size: 15px; line-height: 1.55; -webkit-font-smoothing: antialiased; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
.section-wrap { width: min(1160px, calc(100% - 80px)); margin-inline: auto; }
.site-header { height: 80px; padding: 0 max(40px, calc((100vw - 1280px)/2)); display: flex; align-items: center; justify-content: space-between; border-bottom: 1px solid rgba(32,38,65,.09); position: relative; z-index: 5; background: var(--paper); }
.brand { display: flex; align-items: center; width: 148px; height: 54px; overflow: hidden; }
.brand img { width: 148px; height: 49px; object-fit: contain; }
.site-nav { display: flex; align-items: center; gap: 35px; color: #4c4f5b; font-size: 12px; font-weight: 600; }
.site-nav a:not(.nav-cta):hover, .text-link:hover { color: #9c7445; }
.nav-cta { border: 1px solid var(--line); padding: 11px 15px; color: var(--navy); transition: background .2s, color .2s; }
.nav-cta:hover { background: var(--navy); color: white; }
.nav-cta span { margin-left: 12px; font-size: 15px; }
.menu-toggle { display: none; }
.hero { min-height: 635px; padding-top: 84px; display: grid; grid-template-columns: 1fr .87fr; align-items: center; gap: 64px; position: relative; padding-bottom: 72px; }
.eyebrow { display: flex; align-items: center; gap: 9px; margin: 0 0 22px; color: #777987; font-size: 10px; font-weight: 700; letter-spacing: 1.3px; }
.eyebrow-dot { display: inline-block; width: 7px; height: 7px; border-radius: 50%; background: var(--gold); }
h1, h2, h3, p { margin-top: 0; }
h1, h2 { font-family: var(--display); font-weight: 500; letter-spacing: 0; }
h1 { max-width: 610px; margin-bottom: 22px; font-size: clamp(46px, 5vw, 68px); line-height: 1.08; color: var(--navy); }
h1 em, h2 em { color: #a87e4e; font-family: var(--serif); font-weight: 400; }
.hero-lede { max-width: 440px; margin-bottom: 29px; color: #686b78; font-size: 16px; line-height: 1.7; }
.hero-actions { display: flex; align-items: center; gap: 24px; flex-wrap: wrap; }
.button { display: inline-flex; align-items: center; justify-content: space-between; gap: 22px; border: 0; min-height: 48px; padding: 0 17px; font-size: 12px; font-weight: 700; cursor: pointer; transition: transform .2s, background .2s; }
.button:hover { transform: translateY(-2px); }
.button-dark { background: var(--navy); color: white; }
.button-dark:hover { background: #303957; }
.button span { font-size: 16px; }
.text-link { color: var(--navy); font-size: 12px; font-weight: 700; }
.text-link span { margin-left: 7px; font-size: 16px; }
.hero-note { max-width: 360px; display: flex; gap: 13px; margin-top: 45px; color: #8b8d97; font-size: 11px; line-height: 1.5; }
.note-rule { height: 1px; min-width: 28px; margin-top: 8px; background: var(--gold); }
.hero-art { width: 100%; max-width: 440px; justify-self: end; }
.art-topline { display: flex; justify-content: space-between; padding-bottom: 10px; border-bottom: 1px solid var(--line); color: #9697a0; font-size: 9px; font-weight: 700; letter-spacing: 1px; }
.flow-board { position: relative; padding: 40px 32px 17px; background: #e2efeb; min-height: 327px; overflow: hidden; }
.flow-board::after { content: ""; position: absolute; top: -65px; right: -120px; width: 260px; height: 260px; border: 1px solid rgba(32,38,65,.09); border-radius: 50%; box-shadow: 0 0 0 28px rgba(32,38,65,.025), 0 0 0 56px rgba(32,38,65,.018); pointer-events: none; }
.flow-node { width: 76%; position: relative; z-index: 1; display: flex; align-items: center; gap: 14px; padding: 14px 16px; background: rgba(255,255,255,.9); border: 1px solid rgba(32,38,65,.06); }
.node-us { margin-left: auto; }
.node-eu { width: 80%; }
.node-us .node-mark { background: var(--teal); }
.node-eu .node-mark { background: var(--coral); }
.node-mark { width: 40px; height: 40px; display: grid; place-items: center; flex: 0 0 auto; background: var(--navy); color: #fff; font-family: var(--serif); font-size: 23px; }
.node-label, .panel-kicker { display: block; color: #8a8c96; font-size: 8px; font-weight: 700; letter-spacing: .9px; }
.flow-node strong { display: block; margin-top: 1px; color: var(--navy); font: 700 17px var(--display); }
.flow-node small { display: block; margin-top: 2px; color: #898b95; font-size: 9px; }
.flow-link { height: 91px; margin: 0 0 0 21%; position: relative; z-index: 1; display: flex; align-items: center; }
.flow-line { width: 1px; height: 62px; margin-left: 55px; background: #a9aab0; transform: rotate(35deg); transform-origin: center; }
.flow-arrow { margin-left: 0; margin-top: -29px; color: #ad8354; font-size: 23px; }
.link-label { position: absolute; left: 118px; top: 35px; color: #898b95; font-size: 8px; font-weight: 700; letter-spacing: .6px; }
.flow-footer { position: relative; z-index: 1; display: flex; align-items: center; gap: 8px; margin-top: 23px; color: #666a77; font-size: 9px; }
.footer-dot { width: 6px; height: 6px; background: #8c9d76; border-radius: 50%; }
.footer-index { margin-left: auto; color: #a1a2a8; font-size: 8px; letter-spacing: .5px; }
.art-caption { padding-top: 11px; color: #838590; font-size: 10px; }
.art-caption span { margin-right: 10px; color: #b18a5a; }
.hero-bottom { position: absolute; left: 0; right: 0; bottom: 25px; display: flex; justify-content: space-between; color: #a0a1a8; font-size: 8px; font-weight: 700; letter-spacing: 1px; }
.scroll-cue b { margin-left: 8px; color: #ad8354; font-size: 14px; }
.intro-band, .workflow-band { background: var(--navy); color: #f5f4ef; }
.intro-inner { min-height: 320px; display: grid; grid-template-columns: .72fr 1.28fr; align-items: center; gap: 70px; padding-block: 62px; }
.eyebrow-light { color: #b7b8c1; }
.intro-content { display: grid; grid-template-columns: 1.15fr .85fr; gap: 48px; align-items: end; }
h2 { margin-bottom: 0; color: var(--navy); font-size: 42px; line-height: 1.17; }
.intro-content h2 { color: white; font-size: 34px; }
.intro-content h2 em, .workflow-heading h2 em, .faq-heading h2 em { color: #d0b28b; }
.intro-content p { margin: 0; color: #c0c2cc; font-size: 12px; line-height: 1.8; }
.payments-section { padding-block: 104px 94px; }
.section-heading { display: flex; justify-content: space-between; align-items: end; gap: 40px; margin-bottom: 48px; }
.section-heading h2 { font-size: 42px; }
.section-aside { max-width: 350px; margin: 0 0 5px; color: #767987; font-size: 13px; line-height: 1.7; }
.currency-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 15px; }
.currency-panel { display: flex; flex-direction: column; padding: 28px 30px 20px; border: 1px solid #deded9; background: #f2f2ee; transition: transform .2s, box-shadow .2s; }
.currency-panel:hover { transform: translateY(-4px); box-shadow: 0 15px 34px rgba(32,38,65,.08); }
.panel-usd { background: #e8f2ee; border-top: 3px solid var(--teal); }
.panel-eur { background: #f4ebe5; border-top: 3px solid var(--coral); }
.panel-heading { display: flex; align-items: center; gap: 15px; }
.currency-symbol { width: 48px; height: 48px; display: grid; place-items: center; background: var(--teal); color: white; font: 400 26px var(--serif); }
.panel-eur .currency-symbol { background: var(--coral); }
.panel-heading h3 { margin: 3px 0 0; color: var(--navy); font: 600 19px var(--display); }
.panel-arrow { margin-left: auto; color: #a6a7ac; font-size: 20px; }
.panel-description { max-width: 410px; margin: 20px 0 13px; color: #747783; font-size: 13px; line-height: 1.7; }
.rail-list { display: grid; }
.rail-item { padding: 13px 0 12px; border-top: 1px solid #dcdcd6; }
.rail-title { display: flex; align-items: baseline; justify-content: space-between; gap: 10px; }
.rail-title h4 { margin: 0; color: var(--navy); font: 700 13px var(--display); }
.rail-title span { color: #a17e54; font-size: 10px; font-weight: 700; letter-spacing: .5px; text-transform: uppercase; }
.rail-item p { margin: 7px 0 0; color: #555967; font-size: 12px; line-height: 1.7; }
.rail-item p.rail-reconcile { color: #686b77; font-size: 11px; }
.rail-reconcile b { color: #565a68; }
.panel-bottom { display: flex; justify-content: space-between; align-items: center; margin-top: auto; padding: 13px 0 0; border: 0; border-top: 1px solid #dcdcd6; color: #878995; font-size: 8px; font-weight: 700; letter-spacing: .8px; }
.panel-bottom:hover { color: var(--navy); }
.panel-bottom span:last-child { color: #ad8354; font-size: 15px; }
.payment-footnote { display: flex; align-items: flex-start; gap: 12px; max-width: 620px; margin: 21px 0 0 auto; color: #686b77; font-size: 12px; line-height: 1.65; }
.payment-footnote p { margin: 0; }
.footnote-star { color: #ad8354; font-size: 15px; line-height: 1; }
.workflow-band { background: #174b46; }
.workflow-inner { display: grid; grid-template-columns: .8fr 1.2fr; gap: 110px; padding-block: 100px; }
.workflow-heading h2 { color: white; font-size: 40px; }
.workflow-heading > p:last-child { max-width: 310px; margin: 24px 0 0; color: #b6b8c3; font-size: 12px; line-height: 1.8; }
.journey-list { border-top: 1px solid rgba(255,255,255,.2); }
.journey-step { min-height: 110px; display: grid; grid-template-columns: 46px 1fr 28px; gap: 14px; align-items: center; border-bottom: 1px solid rgba(255,255,255,.2); }
.journey-number { align-self: start; padding-top: 24px; color: #cfb08a; font-size: 10px; font-weight: 700; }
.journey-step h3 { margin: 0 0 5px; color: white; font: 600 15px var(--display); }
.journey-step p { max-width: 430px; margin: 0; color: #b6b8c3; font-size: 11px; line-height: 1.6; }
.journey-symbol { justify-self: end; color: #cbb28f; font-size: 19px; }
.approach-section { padding-block: 100px 112px; background: #f0ebe2; }
.approach-head { margin-bottom: 53px; }
.approach-steps { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--line); }
.approach-steps article { min-height: 195px; padding: 20px 25px 0 0; }
.approach-steps article + article { padding-left: 25px; border-left: 1px solid var(--line); }
.step-count { color: #ae8454; font-size: 10px; font-weight: 700; }
.approach-steps h3 { margin: 19px 0 9px; color: var(--navy); font: 600 16px var(--display); }
.approach-steps p { max-width: 280px; margin: 0; color: #777a86; font-size: 11px; line-height: 1.75; }
.faq-section { background: #e8eef0; }
.faq-inner { display: grid; grid-template-columns: .77fr 1.23fr; gap: 100px; padding-block: 97px; }
.faq-heading h2 { font-size: 39px; }
.faq-heading > p:last-child { max-width: 230px; margin: 20px 0 0; color: #797c87; font-size: 12px; line-height: 1.7; }
.faq-list { border-top: 1px solid #d2d3ce; }
.faq-list details { border-bottom: 1px solid #d2d3ce; }
.faq-list summary { min-height: 65px; display: flex; align-items: center; justify-content: space-between; gap: 20px; list-style: none; cursor: pointer; color: var(--navy); font: 600 13px var(--display); }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary span { color: #ad8354; font-size: 20px; font-weight: 400; transition: transform .2s; }
.faq-list details[open] summary span { transform: rotate(45deg); }
.faq-list details p { max-width: 560px; padding: 0 35px 17px 0; margin: -1px 0 0; color: #737682; font-size: 11px; line-height: 1.75; }
.contact-section { display: grid; grid-template-columns: .8fr 1.2fr; gap: 100px; padding-block: 106px; }
.contact-intro h2 { font-size: 41px; }
.contact-intro > p:not(.eyebrow) { max-width: 300px; margin: 22px 0; color: #777a86; font-size: 12px; line-height: 1.7; }
.contact-email { color: var(--navy); font-weight: 700; text-decoration: underline; text-underline-offset: 3px; }
.contact-index { display: flex; gap: 18px; align-items: center; margin-top: 64px; color: #a1a2a9; font-size: 8px; font-weight: 700; letter-spacing: 1px; }
.contact-index span { color: #ac8357; }
.brief-form { padding: 26px 30px 25px; background: #edede8; }
.form-topline { display: flex; justify-content: space-between; margin-bottom: 25px; color: #9698a2; font-size: 8px; font-weight: 700; letter-spacing: .9px; }
.brief-form label { display: block; margin-bottom: 7px; color: #555967; font-size: 10px; font-weight: 700; }
.brief-form label span { color: #989aa3; font-weight: 400; }
.brief-form input, .brief-form select, .brief-form textarea { width: 100%; min-height: 42px; margin-bottom: 16px; padding: 10px 12px; border: 1px solid #d5d6d1; border-radius: 0; background: #f9f9f6; color: var(--navy); outline: none; font-size: 11px; }
.brief-form textarea { resize: vertical; min-height: 75px; }
.brief-form input:focus, .brief-form select:focus, .brief-form textarea:focus { border-color: #a88155; box-shadow: 0 0 0 2px rgba(168,129,85,.14); }
.brief-form input::placeholder, .brief-form textarea::placeholder { color: #a5a6ad; }
.brief-form select:invalid { color: #a5a6ad; }
.button-gold { width: 100%; margin-top: 1px; background: #c3a276; color: var(--navy); }
.button-gold:hover { background: #d0b28b; }
.form-status { min-height: 18px; margin: 11px 0 0; color: #536747; font-size: 10px; }
.site-footer { background: #e9e9e4; padding: 28px max(40px, calc((100vw - 1160px)/2)) 16px; }
.footer-main { display: flex; align-items: center; gap: 24px; padding-bottom: 25px; border-bottom: 1px solid #d2d2cc; }
.footer-brand { width: 95px; height: 38px; overflow: hidden; display: block; }
.footer-brand img { width: 95px; height: 36px; object-fit: contain; }
.footer-main p { margin: 0; color: #82848e; font-size: 10px; }
.footer-up { width: 30px; height: 30px; display: grid; place-items: center; margin-left: auto; border: 1px solid #c9c9c4; color: var(--navy); }
.footer-bottom { display: flex; justify-content: space-between; padding-top: 13px; color: #9697a0; font-size: 8px; letter-spacing: .4px; }
.footer-bottom a { color: #696c78; }
.footer-bottom a span { margin-left: 5px; color: #a68155; }
.legal-header { min-height: 80px; padding: 0 max(40px, calc((100vw - 1280px)/2)); display: flex; align-items: center; justify-content: space-between; border-bottom: 1px solid rgba(32,38,65,.09); }
.legal-header .brand { flex: 0 0 148px; }
.legal-header a:last-child { color: var(--navy); font-size: 13px; font-weight: 700; }
.legal-main { width: min(820px, calc(100% - 48px)); margin: 0 auto; padding: 74px 0 110px; }
.legal-main .eyebrow { margin-bottom: 16px; }
.legal-main h1 { max-width: none; font-size: 48px; }
.legal-updated { margin: 14px 0 40px; color: var(--muted); font-size: 13px; }
.legal-main h2 { margin: 34px 0 11px; font-size: 23px; }
.legal-main p, .legal-main li { color: #555967; font-size: 15px; line-height: 1.8; }
.legal-main ul { padding-left: 21px; }
.legal-main a { color: #755a38; text-decoration: underline; text-underline-offset: 3px; }
.legal-foot { padding: 19px 24px; border-top: 1px solid var(--line); color: #777a86; font-size: 12px; text-align: center; }
.legal-foot a + a { margin-left: 20px; }

@media (max-width: 900px) {
  .section-wrap { width: min(100% - 56px, 700px); }
  .site-header { padding-inline: 28px; }
  .site-nav { gap: 19px; }
  .hero { grid-template-columns: 1fr .92fr; gap: 30px; min-height: 590px; padding-top: 68px; }
  h1 { font-size: 52px; }
  .hero-art { max-width: 360px; }
  .flow-board { padding-inline: 22px; }
  .intro-inner { grid-template-columns: 1fr; gap: 23px; }
  .intro-content { gap: 38px; }
  .workflow-inner, .faq-inner, .contact-section { gap: 54px; }
  .workflow-inner { grid-template-columns: .8fr 1.2fr; }
  .faq-inner { grid-template-columns: .8fr 1.2fr; }
}
@media (max-width: 680px) {
  html { scroll-padding-top: 74px; }
  .section-wrap { width: calc(100% - 40px); }
  .site-header { height: 68px; padding-inline: 20px; }
  .brand { width: 120px; height: 44px; }
  .brand img { width: 120px; height: 42px; }
  .menu-toggle { width: 42px; height: 42px; display: flex; flex-direction: column; justify-content: center; align-items: center; gap: 5px; border: 1px solid var(--line); background: transparent; cursor: pointer; }
  .menu-toggle span { width: 15px; height: 1px; background: var(--navy); transition: transform .2s; }
  .menu-toggle[aria-expanded="true"] span:first-child { transform: translateY(3px) rotate(45deg); }
  .menu-toggle[aria-expanded="true"] span:last-child { transform: translateY(-3px) rotate(-45deg); }
  .site-nav { display: none; position: absolute; top: 67px; left: 0; right: 0; padding: 12px 20px 20px; align-items: stretch; flex-direction: column; gap: 0; background: var(--paper); border-bottom: 1px solid var(--line); box-shadow: 0 12px 18px rgba(32,38,65,.07); }
  .site-nav.is-open { display: flex; }
  .site-nav > a:not(.nav-cta) { padding: 12px 0; border-bottom: 1px solid #e5e5df; }
  .nav-cta { margin-top: 13px; text-align: center; }
  .hero { display: flex; flex-direction: column; align-items: stretch; gap: 44px; min-height: auto; padding-top: 54px; padding-bottom: 86px; }
  .eyebrow { margin-bottom: 17px; font-size: 9px; }
  h1 { margin-bottom: 17px; font-size: 46px; }
  .hero-lede { max-width: 430px; font-size: 14px; }
  .hero-actions { align-items: flex-start; flex-direction: column; gap: 16px; }
  .hero-note { margin-top: 28px; }
  .hero-art { width: 100%; max-width: none; }
  .flow-board { min-height: 315px; padding: 35px 22px 15px; }
  .flow-node { width: 84%; }
  .node-eu { width: 88%; }
  .flow-link { margin-left: 9%; }
  .hero-bottom { bottom: 22px; font-size: 7px; }
  .scroll-cue { text-align: right; }
  .intro-inner { padding-block: 52px; gap: 12px; }
  .intro-content { grid-template-columns: 1fr; gap: 18px; }
  .intro-content h2 { font-size: 29px; }
  .payments-section, .approach-section { padding-block: 68px; }
  .section-heading { display: block; margin-bottom: 30px; }
  .section-heading h2, .workflow-heading h2, .faq-heading h2, .contact-intro h2 { font-size: 35px; }
  .section-aside { max-width: 400px; margin-top: 20px; font-size: 12px; }
  .currency-grid { grid-template-columns: 1fr; gap: 12px; }
  .currency-panel { padding: 23px 21px 18px; }
  .rail-title { align-items: flex-start; flex-direction: column; gap: 1px; }
  .payment-footnote { margin-top: 18px; }
  .workflow-inner { grid-template-columns: 1fr; gap: 38px; padding-block: 68px; }
  .workflow-heading > p:last-child { margin-top: 17px; }
  .journey-step { min-height: 112px; grid-template-columns: 31px 1fr 20px; gap: 10px; }
  .journey-step h3 { font-size: 13px; }
  .journey-step p { font-size: 12px; }
  .approach-head { margin-bottom: 32px; }
  .approach-steps { grid-template-columns: 1fr; }
  .approach-steps article { min-height: auto; padding: 19px 0 21px; }
  .approach-steps article + article { padding-left: 0; border-left: 0; border-top: 1px solid var(--line); }
  .approach-steps h3 { margin: 10px 0 6px; }
  .faq-inner { grid-template-columns: 1fr; gap: 32px; padding-block: 68px; }
  .faq-heading > p:last-child { margin-top: 13px; }
  .faq-list summary { min-height: 62px; font-size: 12px; }
  .faq-list details p { font-size: 12px; }
  .contact-section { grid-template-columns: 1fr; gap: 34px; padding-block: 69px; }
  .contact-intro > p:not(.eyebrow) { margin-block: 16px; }
  .contact-index { margin-top: 25px; }
  .brief-form { padding: 21px 18px 18px; }
  .site-footer { padding: 22px 20px 13px; }
  .footer-main { gap: 13px; }
  .footer-main p { max-width: 155px; font-size: 9px; }
  .footer-bottom { gap: 12px; flex-wrap: wrap; font-size: 7px; }
  .legal-header { min-height: 68px; padding-inline: 20px; }
  .legal-header .brand { flex-basis: 120px; }
  .legal-header .brand img { width: 120px; height: 42px; }
  .legal-main { padding: 50px 0 75px; }
  .legal-main h1 { font-size: 38px; }
  .legal-main h2 { font-size: 21px; }
  .legal-main p, .legal-main li { font-size: 14px; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; }
}